Insurance Expertise That Goes Beyond the Policy
For more than 30 years, Hanlon Insurance Agency in Rockaway, NJ has helped businesses across the state control the cost of risk and protected the homes, vehicles, and families of the people behind them, with the right coverage, proactive risk management, and an advocate in their corner when claims and audits get complicated.
REAL RESULTS
Results New Jersey Businesses Can Measure
$15K → $2,500 Deductible
The carrier wouldn’t budge on G & V Construction’s $15,000 deductible. We dug into the account, built the case for a lower one, and kept going back to the underwriter until they agreed to $2,500. That’s $12,500 less out of pocket on every claim.
Gary Prato
G & V Construction
$60K Audit Charge Reversed
M&M Roofing’s premium audit came back with a $60,000 error, and the carrier had already billed it to the company. We went through the audit line by line, found the mistake, and pushed the carrier until they corrected it. The full $60,000 came off the bill.
Fiorella Menjivar
M&M Roofing
Out of Assigned Risk, $4K+ Saved
Holly Beach Concrete was stuck in New Jersey’s workers’ compensation Assigned Risk Plan, paying assigned-risk rates. We made the case to carriers in the voluntary market and got the account placed, saving the company more than $4,000.
Ernie Troiano
Holly Beach Concrete
About Hanlon Insurance
More Than Insurance: Risk Management and Advocacy
Hanlon Insurance helps New Jersey businesses make better insurance decisions through technical coverage analysis, proactive risk management, and experienced advocacy.
Our CPCU and CIC designations reflect advanced insurance knowledge and a commitment to professional standards.
That means looking beyond the policy itself: identifying coverage gaps, reviewing claims and audits, understanding what drives your costs, and resolving the issues that affect your total cost of risk.
When problems arise, we advocate for our clients and keep them moving toward a fair resolution.
We don’t just quote insurance. We manage risk, control costs, and advocate for our clients.
Our Services
How Hanlon Insurance Can Help
Business Insurance
Property, liability, commercial auto, umbrella, and specialty coverage, structured around how your company actually operates.
Workers' Compensation
Experience mod analysis, premium audit reviews, and claims management that lower what you pay for workers' comp.
Home, Auto & Life
Home, auto, umbrella, and life insurance for business owners and their families, placed with the same care as your business.
Credentials & Affiliations
Expertise You Can Verify
Certified WorkComp Advisor
Specialized expertise in experience modification factors, claims and reserves, premium audits, and proactive cost control.
PIA & Trusted Choice
Affiliated with two of the nation's leading independent agency organizations for continuing education, industry advocacy, and professional resources.
CPCU & CIC Designations
Our principals hold CPCU and CIC designations, reflecting advanced insurance knowledge, technical coverage expertise, and professional standards.
A Policy of Mutual Trust and Respect™
Let's Assess Your Risk
We’ll conduct a risk assessment of your business or personal exposures, find any gaps in your coverage, and put a plan in place to close them.