For New Jersey Business Owners
Insurance Insights
Practical guidance on workers’ compensation, liability, commercial auto, and the coverage gaps that can affect your business.
Payroll Fraud & Embezzlement Coverage: Would Your Business Be Protected?
Payroll fraud rarely looks like theft until it’s too late. Here’s what covers it, what doesn’t, and the controls that catch it early.
Social Engineering Fraud: Would Your Policy Pay?
A convincing email from a “supplier” can send your money to a criminal, and many crime and cyber policies won’t pay unless social engineering coverage is added on purpose.
Cyber Insurance for Small Businesses: Not Just for Big Companies
One phishing email cost a small contractor $15,000. What cyber insurance for small business can cover and why it matters.
Who’s Allowed to Drive Your Company Vehicles?
Who can drive your company vehicles? Six questions to build into your company vehicle policy before one bad driver costs you.
Getting Ready for Your Workers’ Comp Payroll Audit
Your workers’ comp premium isn’t final until the audit. Here’s how to avoid a surprise bill.
Welcome to the New hanlonins.com
Our new website is easier to use and built around the questions our clients ask most. Here’s a quick tour.
Distracted Driving = Nuclear Verdicts: Why One Glance at a Phone Can Put Your Business on Trial
One glance at a phone can turn a commercial auto accident into a nuclear verdict. Six questions NJ business owners should ask about drivers, policies, and limits.
Personal Auto Used for Work: What Business Owners Need to Know
Employees using personal vehicles for company business can create unexpected liability for the employer. Learn what business owners should know about Hired and Non-Owned Auto coverage.
Let’s Talk About Your Insurance
Whether it’s your business, your workers’ comp, or your family’s coverage, we’ll review what you have and tell you plainly what we find.